by Allison Engst | Apr 6, 2017 | Blog, Homeownership, Mortgage
Thinking of buying a property, but don’t know where to start? Well… that’s where a mortgage pre-approval comes in. Start here. Just like you wouldn’t go into a restaurant without having enough money to buy your meal, so you shouldn’t...
by Allison Engst | Mar 29, 2017 | Blog, Homeownership
The larger home is not always the better home. Yes, there still exists a large group of individuals who enjoy owning a grand estate, complete with all the modern conveniences, in addition to everything you could ever want; and of course, there’s nothing inherently...
by Allison Engst | Mar 15, 2017 | Blog, Finance
This article was written by Randy Cass of Nest Wealth and was originally published on January 15th, 2016.Your 40s and 50s bring a new, different kind of financial challenge.In your 20s and 30s, you probably struggled with the question of how to make enough money. You...
by Allison Engst | Mar 1, 2017 | Blog, Mortgage
The simple answer to this question is no. In order to secure mortgage financing in Canada you have to come up with at least a 5% downpayment. Now, if you haven’t set aside the 5% for a downpayment in your savings account, that is okay. There are still a few ways...
by Allison Engst | Feb 15, 2017 | Blog, Finance, Guest Post
By Sandi Martin of Spring Personal Finance. The point: it doesn’t matter what method you use to pay off debt, or if you use any method at all. What matters is that you stop creating new debt. It’s out there: the mathematically precise, strictly rational formula for...
by Allison Engst | Feb 1, 2017 | Blog, Mortgage
Although it might not always be this straightforward, the question “Can I give someone the downpayment to buy my house?” presents itself in many different ways. And the answer to all of them is no, well… except in one circumstance, but we will get to...
